Buying, selling, renting, mortgages, law and tax, written so you can decide when you finish reading
There are four charges, and the first three start from the assessed value rather than the agreed price. Here is each one, the deduction table by holding years, and the house registration rule that changes an entire charge.
Land value comes from what can be built, not from the soil, so zoning moves prices through rezoning, planned roads and detailed provisions. Here is how to read the colours and how to check the zoning on your own land.
The Land Office is only one layer, because many corridors are not on the title yet while already existing in agency records. Here are the three layers to check, the signs visible on site, and what to write into the contract.
A public ditch is public domain property, cannot be bought or filled in, and prescription does not run against the state. Here is the balance of advantages and disadvantages, and the five things to check before buying.
Section 744 lists six ways a mortgage ends and a sale is not one of them, so it follows the land. Here is the safe sequence, releasing the mortgage before or with the transfer on the same day, and what to check before paying a deposit.
Gross yield beats a condominium, but the risk is a far longer vacant period. This covers the legal open space that makes the plot much larger than the building, the six specifications tenants ask about before price, the three-year line in a lease, and the taxes that actually eat the return.
An unusually low price always has a reason, and it falls into one of five groups. Four can be fixed for a sum that can be established. The fifth cannot, and it follows you to your own resale.
Your leverage peaks before transfer, because that is the day the developer gets paid. The rule that matters is never to transfer with items agreed only verbally, and the highest-return test is tapping every tile in the house.
Read three clauses before anything else: financing, the transfer date and slippage, and how transfer costs divide. Those are where money changes hands. And returning double the deposit when a seller breaches is a contract term you have to ask for, not an automatic consequence of the law.
In principle it comes back for a condominium booking, because the Contract Committee Announcement of B.E. 2567 bars forfeiting the booking money except where the consumer is in breach, and a bank refusing credit is not a breach by you. For a house in a development or a resale house, the contract decides.
A condominium that sold out but where few people live, a house freshly renovated for resale, and anything affordable to hold but hard to sell. None is off limits, but each needs more checking time, because what goes wrong surfaces when you sell rather than when you buy.
Part of the fall comes from banks moving debt off their books rather than borrowers catching up. The Bank of Thailand attributes the drop to 534.8 billion baht in Q2 2026 mainly to accelerated management of loan quality, and what leaves the books returns to the market as property.
