Buying, selling, renting, mortgages, law and tax, written so you can decide when you finish reading
The bank is not refusing because it disbelieves your income but because it cannot prove it. The whole task is turning income that exists into income that can be evidenced, which takes twelve months and is entirely in your hands.
The aim of an alarm is not catching a burglar but being the house that gets skipped. And the first weakness of a Thai house is a sliding aluminium panel that lifts out of its track even while locked.
Land buyers are buying a possibility rather than what they can see, so every question they cannot answer becomes a discount in their offer. The seller's job is to answer all of them before they have to be asked.
An ordinary household uses under a fifth of the speed it pays for, because what limits the experience is Wi-Fi that does not reach, a low upload figure and the device itself, not the number on the package.
An unusually low price always has a reason, and it falls into one of five groups. Four can be fixed for a sum that can be established. The fifth cannot, and it follows you to your own resale.
The number of circuits is not a target but the result of two rules: separate what must not fail together, and never load a circuit beyond what its breaker and cable can carry.
The real cost is not the rent but the rent plus key money, fit-out, and the rent during fit-out. And the most important principle is that the lease must outlast the time the fit-out takes to pay back.
Solar that makes a house leak does not leak because of the panels but because of how they were fixed. Tiled roofs can use hooks with no penetration at all, while corrugated roofs must be fixed at the crest, since all the water runs in the valley.
Ownership sits in the land office's records, so a lost deed does not mean lost land, and whoever finds it cannot transfer it. The genuinely dangerous case is a deed lost together with a power of attorney signed with blanks.
Do the entrance ramp before the lift, because the front steps are what stops somebody leaving the house at all. And the number people get wrong most often is the gradient, which should be no steeper than 1 in 12.
The LTV ceiling is relaxed to 100 percent for agreements up to 30 June 2570, but a ceiling is not an instruction to lend. Where a second home genuinely differs is land and building tax, which it pays from the first baht.
Three things actually stop you working from home: power, internet and heat. Everything else is comfort. And a UPS is not for long blackouts but for the two-second flicker, which happens far more often.
